Business FinancingCommercial & Investment Real EstateResidential & Specialty Real EstateSpecialty & Industry-SpecificAll 92 programs →
Merchant Cash AdvanceBusiness Line of CreditSBA 7(a) LoanEquipment FinancingDSCR Rental LoansHard Money LoansFix & Flip LoansCommercial Real Estate Loans
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33 funding programs

Commercial & Investment Real Estate Financing

Acquisition, construction, bridge, rehab, refinance and permanent debt for income-producing property in every asset class.

Start Application(888) 555-0142
Soft credit pull — no score impact
Approvals in as little as 24 hours
$10,000 to $50 million
92 programs, one application
No cost to apply or review offers

Commercial & Investment Real Estate at Keystone

Real estate lending is a game of speed and structure. The deal you want is usually the deal three other buyers also want, and the one who closes is rarely the one with the lowest rate — it is the one whose lender can actually perform inside the inspection window.

Keystone runs 33 real estate programs spanning the full life of an asset: the hard money that wins the auction, the rehab draw schedule that funds the renovation, the DSCR loan that refinances it into 30-year debt once it is stabilised, and the cash-out that frees the equity for the next one. We can price the whole arc up front so you know your exit before you commit to the entry.

One application reaches all of these

You do not need to choose a program before you apply. Tell us the situation and an advisor will map it to the right structure — including telling you if a different category on this site fits you better.

In depth

Our most-requested commercial real estate programs

Each of these has a full page covering terms, requirements, how the product actually helps, honest drawbacks and detailed FAQs.

Commercial Real Estate Loans

Debt priced on what the property earns, not on what you earn.

$250,000 – $50,000,000+ 30 – 60 days
Full details

DSCR Rental Loans

The property qualifies. You do not have to.

$75,000 – $5,000,000 21 – 30 days
Full details

Fix & Flip Loans

Purchase and renovation in one facility, released on your draw schedule.

$75,000 – $5,000,000 7 – 14 days
Full details

Hard Money Loans

When the deal is real and the clock is the only problem.

$100,000 – $20,000,000 3 – 10 days (72 hrs possible)
Full details

Bridge Loans

Capital for the gap between where you are and where the permanent money starts.

$250,000 – $50,000,000 10 – 21 days
Full details

Construction Loans

Capital released as the building goes up, inspected draw by inspected draw.

$500,000 – $100,000,000 30 – 60 days
Full details

Cash-Out Refinance

Your equity is not doing anything sitting there.

$100,000 – $50,000,000 21 – 45 days
Full details

Multifamily Loans

The asset class lenders like best — and price accordingly.

$500,000 – $50,000,000+ 30 – 75 days
Full details
Complete roster

Every commercial real estate program we fund

33 programs in this category. Anything marked with an arrow has a full detail page; everything else is arranged through the same single application.

Commercial Real Estate LoansAcquisition and refinance debt for office, retail, industrial, mixed-use and special-purpose property.Full details →Commercial Construction LoansGround-up commercial development funded on an inspected draw schedule.Full details →New Construction LoansBuild-to-sell and build-to-rent financing covering land, hard costs and soft costs.Full details →Bridge Loans (Real Estate)Interest-only capital for 6–36 months while you stabilise, lease up or sell.Full details →DSCR Loans (Long-Term Rental)Qualification based on the property's rent-to-debt ratio — no tax returns, no income docs.Full details →Fix & Flip / Purchase & Rehab LoansPurchase plus renovation capital in one facility, with rehab released as draws.Full details →Rental Property LoansLong-term financing for single-family and small multifamily rentals held for cash flow.Full details →
Portfolio LoansOne loan across multiple properties, underwritten as a single pool with a single payment.
Multifamily Loans5-unit-and-up apartment financing — agency, bridge, bank and private capital.Full details →
Mixed-Use Property LoansFinancing for buildings that combine ground-floor commercial with residential above.
Commercial Land LoansAcquisition capital for raw, entitled or infill land ahead of development.
Permanent FinancingThe long-term, fully amortising debt that takes out your construction or bridge loan.
Hard Money LoansAsset-first private lending that closes in days when the opportunity will not wait.Full details →Private LendingDirect capital from private balance sheets, with terms negotiated deal by deal.Full details →
Mezzanine Real Estate LoansSubordinate debt that raises total leverage without giving up ownership.
Acquisition & Development LoansCombined land purchase and horizontal-improvement financing for subdivisions and pads.
Refinance (Commercial & Investment)Replace maturing, expensive or misstructured debt with better terms.
Cash-Out RefinancePull trapped equity out of property you already own and redeploy it.Full details →
Blanket MortgagesA single mortgage secured by several properties, with release clauses as you sell.
Second MortgagesSubordinate liens that access equity without disturbing a good first mortgage.
Stated Income LoansAsset- and cash-flow-driven underwriting for borrowers whose returns understate their income.
Full Documentation LoansConventionally underwritten loans that reward complete files with the best pricing.
Foreign National LoansUS property financing for borrowers without US credit history, SSN or tax returns.
International LoansCross-border financing for assets and sponsors outside the United States.
Cross-Collateralized LoansPledge equity in one property to raise proceeds on another.
1031 Exchange FinancingDebt structured and timed to satisfy like-kind exchange deadlines and replacement-debt rules.
Distressed Borrower / Foreclosure BailoutEmergency refinance capital that stops a foreclosure clock and buys time to reorganise.
Equity Financing (Real Estate)Joint-venture and preferred equity for sponsors who need more than debt allows.
Remodel / Renovation LoansCapital for value-add renovation on property you already own or are acquiring.Full details →
Green Energy LoansFinancing for solar, HVAC, envelope and efficiency retrofits, including C-PACE structures.
CRA Debt FinancingCommunity Reinvestment Act-eligible debt for projects in qualifying census tracts.
Property Loans & MortgagesConventional mortgage products across investment and owner-occupied property.
Exposure Line of Credit (Real Estate)A pre-approved revolving line you draw on to close deals without re-underwriting each one.
Other categories

Looking for something else?

Business FinancingCapital for payroll, inventory, equipment, expansion, acquisition and everything in between — from same-day advances to 25-year SBA money.View programs →Residential & Specialty Real EstateInvestor residential, plus the niche asset classes most lenders will not touch — storage, mobile home parks, data centres, churches and alternative dwellings.View programs →Specialty & Industry-SpecificCapital built around how a particular industry actually earns — farm cycles, insurance reimbursement, freight settlement, marketplace payouts.View programs →
Get started

Tell us about your commercial real estate funding need

One form, reviewed by an advisor who works on commercial real estate files every day.

  • Soft credit pull — no impact on your score.
  • No cost to apply or to review your options.
  • A response within one business day, usually sooner.

Commercial RE Funding Inquiry

No cost, no obligation, and no impact on your credit score.

Soft credit pull only. Applying will not affect your credit score, and there is never a cost to review your options.
Ready when you are

Find out what you qualify for — in about four minutes.

One application, 92 programs, and a real person who will tell you honestly which one fits. Soft credit pull, no cost, no obligation.

Start Application (888) 555-0142