Contact Keystone Capital Group
Ask a question, request terms, or just describe your situation and let an advisor tell you whether there is a path. No cost, no pressure, and no obligation to do anything afterwards.
Pick whichever suits you
Speak to a funding advisor
The fastest route. Someone who works these programs daily will answer your questions directly, without a script.
General enquiries
funding@keystonecapitalgroup.online
For questions about programs, eligibility or anything you would rather put in writing. We reply within one business day.
Application support
applications@keystonecapitalgroup.online
For documents, status updates and anything relating to a file already in progress.
Tell us what you are trying to fund
The more context you give us, the more useful the reply. Rough numbers are fine — nothing here is a commitment, and nothing is verified at this stage.
Already have an application in progress?
Email applications@keystonecapitalgroup.online or call (888) 555-0142 and reference your business name — your advisor will pick it straight up.
These come up on almost every call
It depends entirely on the product. A merchant cash advance or express business loan can fund the same day or next business day once we have bank statements. Hard money and bridge real estate loans typically close in 7 to 14 days. Conventional term loans run 1 to 3 weeks, and SBA loans take 30 to 75 days because of the government review layer. When you apply, tell us your deadline — it is one of the biggest factors in which product we recommend.
No. Our initial review uses a soft credit pull, which is invisible to other lenders and has no effect on your score. A hard inquiry only happens later, after you have seen real terms in writing and told us you want to move forward with a specific offer.
There is no single cutoff, because we are not a single lender. Revenue-based products such as merchant cash advances and invoice factoring have funded borrowers in the 500s, since they lean on receivables and deposits rather than FICO. Conventional term loans and lines of credit generally want 620+. SBA and the best-priced bank paper want 680+. If your score is the obstacle, we will tell you plainly and show you which programs still work.
Most small business financing requires a personal guarantee from owners holding 20% or more. There are real exceptions — non-recourse business lending, most equipment leases, and many asset-based and real estate facilities where the collateral stands on its own. If avoiding a personal guarantee matters to you, say so up front and we will steer toward those programs.
Nothing to apply, nothing to review offers, and nothing to walk away. Where a fee applies to a specific transaction, it is disclosed in writing in your term sheet before you sign anything. You will never find a charge on your funding that you did not see and agree to first.