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10 funding programs

Residential & Specialty Real Estate Financing

Investor residential, plus the niche asset classes most lenders will not touch — storage, mobile home parks, data centres, churches and alternative dwellings.

Soft credit pull — no score impact
Approvals in as little as 24 hours
$10,000 to $50 million
92 programs, one application
No cost to apply or review offers

Residential & Specialty Real Estate at Keystone

Some of the best risk-adjusted returns in real estate sit in asset classes that conventional lenders have not built a box for. A 90-unit self-storage facility, a mobile home park with 40 pads, a congregation buying its own building, a builder putting up container homes — every one of these is a sound loan, and every one of them gets declined by a lender who only knows how to underwrite a duplex.

This is where relationship lending still matters. Keystone places specialty assets with capital sources that understand them, which means the conversation is about the asset's actual economics rather than whether it fits somebody's dropdown menu.

One application reaches all of these

You do not need to choose a program before you apply. Tell us the situation and an advisor will map it to the right structure — including telling you if a different category on this site fits you better.

In depth

Our most-requested residential & specialty programs

Each of these has a full page covering terms, requirements, how the product actually helps, honest drawbacks and detailed FAQs.

Complete roster

Every residential & specialty program we fund

10 programs in this category. Anything marked with an arrow has a full detail page; everything else is arranged through the same single application.

Residential Investment LoansPurchase and refinance financing for 1–4 unit residential property held as an investment.Full details →Landlord LoansLong-term hold financing for landlords, qualified on rent rather than personal income.Full details →
Primer LoansEntry-level investor financing for first- and second-time buyers building a track record.
Auction LoansCertified, fast-close capital that meets courthouse and online auction settlement deadlines.Full details →
Mobile Home Park FinancingAcquisition and improvement capital for MHP communities, pad-rent or park-owned.
Self-Storage FinancingPurchase, construction and expansion debt for self-storage and flex facilities.
Data Center FinancingCapital for colocation, edge and enterprise data centre development and acquisition.
Church Real Estate FinancingPurchase, construction and refinance loans for congregations and faith-based organisations.
Container Home FinancingConstruction and permanent financing for shipping-container and modular residential builds.
A-Frame / Tiny Home FinancingLending for tiny homes, A-frames, cabins and short-term-rental alternative dwellings.
Get started

Tell us about your residential & specialty funding need

One form, reviewed by an advisor who works on residential & specialty files every day.

  • Soft credit pull — no impact on your score.
  • No cost to apply or to review your options.
  • A response within one business day, usually sooner.

Residential Funding Inquiry

No cost, no obligation, and no impact on your credit score.

Soft credit pull only. Applying will not affect your credit score, and there is never a cost to review your options.
Ready when you are

Find out what you qualify for — in about four minutes.

One application, 92 programs, and a real person who will tell you honestly which one fits. Soft credit pull, no cost, no obligation.